Being in a car accident is a traumatic and stressful experience. Between dealing with injuries, vehicle repairs, insurance claims, and lost wages, the process quickly becomes overwhelming. Having an experienced car accident lawyer on your side makes all the difference in getting the maximum settlement you deserve.
After a collision, the first step is determining fault and liability for the crash. Many factors influence conclusions about which driver was at fault and to what extent. While you may believe strongly that the other driver caused the accident, insurance adjusters use tricky tactics to pressure drivers into shouldering more of the blame. A car accident lawyer performs a thorough independent investigation of your collision to build evidence confirming the other party’s actions directly led to the incident. By establishing evidence of each accountable party, they enhance the credibility of your suffered from injury in a car accident lawyer and determine the appropriate compensation for your losses. An attorney also helps protect your liability interests if the insurance company tries denying a valid claim or achieves an unfair out-of-court settlement by intimidating victims.
Navigating insurance company tactics
Insurance carriers train adjusters to identify opportunities to pay less on claims while maximizing insurer profits. Common unethical strategies used against claimants who lack legal counsel include:
- Delaying communications – To pressure victims into accepting unfair settlements out of necessity, adjusters stonewall claim inquiries for months.
- Disputing injuries – Adjusters often claim that conducted medical exams indicate victims are either not injured or not as injured as treating physicians identified. However, insurer doctors only spend minutes evaluating patients versus the months or years of a primary physician’s care.
- Rejecting medical bills and lost wage reimbursements – Even if liability is clear, insurers deny covering treatment costs and income losses resulting from the accident.
- Making quick lowball offers – Early pre-investigation small settlement deals are designed to immediately end further liability before knowing the true worth of victims’ losses
With car accident lawyers adept at navigating these unethical tactics, claimants avoid getting pressured into undervalued compensation that prevents genuinely restoring the quality of life impacted by collisions.
Leveling the playing field on claim value
Because many crash-related expenses accumulate over time, early settlement offers typically vastly underestimate the eventual costs victims face. Having a legal expert demonstrate the true present and future accident claim value based on documented evidence forces adjusters to put forth fair policy-limit offers. Attorneys also understand state-specific injury claim laws that maximize case values. These include arguments regarding:
- Pain and Suffering Damages for physical and emotional trauma
- Loss of Consortium Claims when injuries interfere with family relationships
- Punitive Rewards intended to punish gross negligence by liable parties
Rather than leaving thousands in potential compensation for unclaimed, car accidents, lawyers ensure clients take full advantage of what they deserve under the law. Unlike legally unsophisticated victims easily intimidated by insurers, attorneys understand applicable insurance statutes, case law precedents, and what elements constitute legally binding settlement parameters. Lawyers carry much greater leverage during demand letter exchanges and mediation consultations to secure policy-limit rewards fully covering all accident-related setbacks and suffering.
Saving time dealing with insurance adjusters
The back-and-forth communications between insurance reps and unrepresented claimants often span months following a car accident. This requires countless hours discussing injuries, submitting documentation, and bickering over nitpicked settlement details against trained negotiators. With Utah Car Accident Lawyer interfacing as dedicated legal representatives on the victim’s behalf, claimants focus energy on treatment, recovery, and restoring daily functioning rather than arguing with insurers. Attorneys assume the legwork of claim management, freeing up clients to direct their attention where needed most.
